Generally speaking, as per Indian culture, owing a house is really important. We don’t see it as an investment, it’s a form of security for us. But things are changing. Now, people don’t want to make that kind of commitment. You will hear a lot of people brag about how they don’t invest in […]
Invest in Real Estate with limited fund, here’s how! Read More »
The most breaking news at present which is a concern for the general health of economy is the Silicon Valley Bank collapse. The question of the hour is, how is the failure of the SVB bank going to impact? Will it result in a snow-balling effect? Will this result in another financial crisis like 2008?
Silicon Valley Collapse, all we know so far.. Read More »
Maintaining a good credit score has become a new way of adulting. In a world where people have started to buy even mobile phones on EMI, the importance of a good Credit Score cannot and should not be under-estimated. Before we talk about why this score is important, and how we can maintain it, let
What is Credit Score? All about it.. Read More »
Systematic Investment Plan Every day, through some medium or the other, we hear advices about the importance of savings and investment. The most common being that everybody should save at least 10% of the monthly income and invest it for future emergency, consumption, or for fulfilling a goal. Well, this is actually a great advice.
Why SIP is important? All you need to know Read More »
Saving a percentage of salary and investing is important and everyone should follow this simple rule. To earn a profit on your investment depends on many factors. For anyone who is willing to earn a high return on an investment, construction of a diversified portfolio with proper understanding of risk and return is a
Investment- Diversification, Portfolio Risk and Return Read More »
Any investment that allows us to beat inflation and earn an interest or income over and above it is a good investment in the most basic sense. Of course, there are many other factors to consider. Many investors are risk averse and consider Fixed Deposit as the most appropriate avenue to park their corpus.
Investment – Understanding basic Ratios (part 1) Read More »
Often, we read articles about Non-Convertible Debentures (NCDs) in newspapers and mobile news applications. What are these instruments? Why are they issued? What advantages does it have? Well, lets start with the basics. Debentures are financial instruments issued by companies and corporations to raise fund. These are debt instruments issued mostly with the intention to
All about Non Convertible Debentures (NCDs) Read More »
The Government of India has recently announced the launch of Digital rupee. It was during the month of February, when Finance Minister Nirmala Sitharaman in the Union Budget speech announced that the Reserve Bank of India is planning to launch its own Digital Rupee- a Central Bank Digital Currency (CBDC) with the broad objective to
Digital Rupee: let’s get to the basics Read More »
Everyone knows the importance of savings. I am not going to put more emphasis on the already known fact. However, the confusion really arises after one starts saving. Questions like where to park the fund? How to get optimal return without loss of capital? What investment avenues are available? pop up immediately. In order to
Public Provident Fund – all you need to know Read More »
Risk means uncertainty. Death is certain, none of us can claim to be immortal. However, untimely death is a risk. Not only is it an emotional risk for the family members to lose someone dear, it has financial implications which cannot be ignored. Therefore, Risk management comes into picture here. There are broadly speaking
Understanding Risk and the importance of Life Insurance Read More »
