Saving a percentage of salary and investing is important and everyone should follow this simple rule. To earn a profit on your investment depends on many factors. For anyone who is willing to earn a high return on an investment, construction of a diversified portfolio with proper understanding of risk and return is a […]
Investment- Diversification, Portfolio Risk and Return Read More »
Any investment that allows us to beat inflation and earn an interest or income over and above it is a good investment in the most basic sense. Of course, there are many other factors to consider. Many investors are risk averse and consider Fixed Deposit as the most appropriate avenue to park their corpus.
Investment – Understanding basic Ratios (part 1) Read More »
Often, we read articles about Non-Convertible Debentures (NCDs) in newspapers and mobile news applications. What are these instruments? Why are they issued? What advantages does it have? Well, lets start with the basics. Debentures are financial instruments issued by companies and corporations to raise fund. These are debt instruments issued mostly with the intention to
All about Non Convertible Debentures (NCDs) Read More »
The Government of India has recently announced the launch of Digital rupee. It was during the month of February, when Finance Minister Nirmala Sitharaman in the Union Budget speech announced that the Reserve Bank of India is planning to launch its own Digital Rupee- a Central Bank Digital Currency (CBDC) with the broad objective to
Digital Rupee: let’s get to the basics Read More »
Everyone knows the importance of savings. I am not going to put more emphasis on the already known fact. However, the confusion really arises after one starts saving. Questions like where to park the fund? How to get optimal return without loss of capital? What investment avenues are available? pop up immediately. In order to
Public Provident Fund – all you need to know Read More »
Risk means uncertainty. Death is certain, none of us can claim to be immortal. However, untimely death is a risk. Not only is it an emotional risk for the family members to lose someone dear, it has financial implications which cannot be ignored. Therefore, Risk management comes into picture here. There are broadly speaking
Understanding Risk and the importance of Life Insurance Read More »
We all have been hearing and reading a lot about inflation. Inflation basically means the prices of anything and everything is rising, making each thing expensive and our lives difficult. Inflation is at its peak now, and Central Bank of each country is trying its best to keep inflation in check. Recently, Fed had revised
Shadow Inflation – what is it and why we should know about it Read More »
We all know the meaning of Interest rate, but how many of us know the difference between Nominal Interest Rate (NIR) and Effective Annual Interest Rate (EAIR)? The reason why i think writing about this is important is because recently i had had a meeting with an Operational head of a leading
Nominal Interest Rate and Effective Annual Interest Rate Read More »
To plan one’s Retirement might not seem like an immediate issue to address, and therefore a lot of people resort to postpone even thinking about it, Retirement Planning IS one of the most important aspect that needs attention. Retirement planning refers to the process of planning in advance for the life one would want to
Retirement Planning and FIRE Movement Read More »
